Loan Requirements
What We Need When You Apply For A Loan
Branch personnel will need the following information:
- Your current (and possibly previous) residence
- Your employment history (and/or information on sources of income that you will use to repay the loan)
- Your Social Security number
- Your monthly expense items
And, as part of the application process, you must authorize us to obtain a credit-bureau report to further assess credit and payment history and to complete a budget.
When an application is approved, the branch personnel will let you know of any additional items that may be needed. If all information is available and can be verified, an application decision may be made within an hour; however, there are circumstances where the decision may take longer.
If you choose to become one of our valued customers, you may make your monthly payment at the branch where you obtained the loan by cash, check, money order, or a debit card. If you prefer, you may also mail a check or money order, or use our mobile app to make your monthly payment.
Throughout the process, remember that Security Finance is here to help. We pride ourselves on being readily available to answer financial or account questions, and always keeping communication open, honest and respectful.
*Please refer to your state from the list to determine the loan amount that you could be eligible to receive. All loan inquiries are subject to credit limitations and underwriting policies as reflected below.
| State | Minimum | Maximum |
|---|---|---|
| Alabama (1) | $356 | $1,486 |
| Georgia (3) | $333 | $1,516 |
| Idaho (1) | $295 | $1,890 |
| Illinois (1) | $330 | $1,500 |
| Louisiana (2) | $314 | $1,086 |
| Missouri (1) | $300 | $1,350 |
| New Mexico (1) | $300 | $2,000 |
| Nevada (1) | $295 | $1,890 |
| Oklahoma (1) | $284 | $1,177 |
| South Carolina (2) | $391 | $2,000 |
| Tennessee (1) | $324 | $1,298 |
| Texas (1) | $256 | $1,315 |
| Utah(1) | $295 | $1,890 |
| Wisconsin (1) | $300 | $1,500 |
- All loans are subject to credit limitations and our underwriting policies, including verifiable ability to repay. Actual loan proceeds may vary based upon loan terms. Dollar amounts are rounded to the lowest whole dollar and are subject to change.
- All loans are subject to credit limitations and our underwriting policies, including verifiable ability to repay. Actual loan proceeds may vary based upon loan terms and any ancillary products selected. Dollar amounts are rounded to the lowest whole dollar and are subject to change.
- All loans are subject to credit limitations and our underwriting policies. Actual loan proceeds may vary based upon loan terms and any ancillary products selected. Dollar amounts are rounded to the lowest whole dollar and are subject to change.
Military Lending Act Notice
Due to changes in the Military Lending Act regulations, we regret that we are no longer able to make loans to members of the Armed Forces serving on active duty or active Guard or Reserve duty or the Spouse or Dependent of such a person.